Fraudulent Communications

1) Acceptance

By accessing or using websites, portals, or apps operated by the D&A Group (the Site), you agree to these Terms. If you do not agree, do not use the Site.

2) Changes to the Terms

We may revise these Terms at any time by posting the updated version on the Site. Your continued use constitutes acceptance of the revised Terms.

3) About us

The Site is operated by the D&A Group entities listed in the Privacy Policy. Contact details appear in Contact below.

4) No legal advice / no lawyer–client relationship

Content on the Site is for general information only and does not constitute legal or other professional advice. Contacting us via the Site does not create a lawyer–client relationship. Do not send confidential information until we confirm engagement in writing.

5) Use of the Site

You agree not to:

• Break the law or infringe others' rights.
• Upload malicious code, attempt to gain unauthorised access, or disrupt the Site.
• Use the Site to send spam, phishing, or misleading communications.
• Copy, frame, mirror, or scrape Site content except as allowed below.

6) Intellectual property

Unless stated otherwise, all content on the Site is owned by the D&A Group or our licensors and protected by IP laws. You may view, temporarily cache, and print pages for your personal, non‑commercial use. Any other use requires our prior written consent.

7) Accounts and credentials

If the Site allows you to create an account, you are responsible for safeguarding your credentials and for activities under your account. Tell us immediately if you suspect unauthorised use.

8) Third‑party services and links

We are not responsible for third‑party sites, services, or content, even if linked from our Site.

9) Purchases and downloads

If you purchase digital content (e.g., e‑books), you are granted a non‑exclusive, non‑transferable licence for your own use, subject to any specific terms shown at checkout. Prices, taxes, and payment terms will be shown before you pay.

10) Privacy

Our Privacy Policy explains how we collect and process personal data. By using the Site, you acknowledge our Privacy Policy.

11) Disclaimer

To the fullest extent permitted by law, the Site and its content are provided "as is" without warranties of any kind (express or implied), including accuracy, timeliness, completeness, merchantability, or fitness for a particular purpose.

12) Limitation of liability

To the fullest extent permitted by law, the D&A Group will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, goodwill, or data, arising from or in connection with your use of the Site. Nothing excludes liability that cannot be excluded under applicable law.

13) Indemnity

You agree to indemnify the D&A Group against losses arising from your breach of these Terms or misuse of the Site.

14) Suspension/termination

We may suspend or terminate access to the Site at any time with or without notice if we reasonably believe you have breached these Terms or to protect our systems or users.

15) Governing law & dispute resolution

These Terms are governed by the laws of Thailand. If a dispute arises, the parties will first seek to resolve it amicably. If unresolved within 30 days, the dispute may be submitted to final and binding arbitration at the Thailand Arbitration Center (THAC), Bangkok, conducted in English or Thai, unless mandatory law requires otherwise. You may also have statutory rights that cannot be limited.

16) Contact